CUBIC Insights
Expert analysis, market commentary, and financial planning concepts from our team of advisors.
HSA as a Retirement Account: The Triple-Tax-Advantage
Why a properly invested HSA can outperform a 401(k) per dollar of contribution.
John G T Slater, Jr
Backdoor and Mega Backdoor Roth: Should You or Shouldn't You?
For many savers the ROTH conversion and Mega ROTH conversion offer interesting opportunities. The details matter a lot.
John G T Slater, Jr
The Medicare Deadline Nobody Tells You About: What to Do Before You Turn 65
Turning 65 triggers a critical seven-month enrollment window for Medicare, and missing it can result in lifetime penalties of approximately 10% per year on your Part B premium. The 2025 Inflation Reduction Act caps prescription drug costs at $2,000 annually and eliminates the coverage gap, making timely enrollment more valuable than ever.
John G T Slater, Jr
Disclaimer: CUBIC Advisors and its clients may hold positions in, and may trade, securities of companies discussed in these blog posts. The information provided is for educational and informational purposes only and should not be construed as financial, investment, retirement, tax, or legal advice. Readers should consult with their own qualified advisors before making any financial decisions. Past performance does not guarantee future results.